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2 year tracker rate - 15% deposit


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A 2 year tracker rate mortgage

The variable rate ends on 30 September 2012 after which the Barnsley's standard variable rate applies. The maximum we will lend is 85% of the value of the property. 

 
Home movers & Remortgages
Loan amount:
£25,001 Minimum
£1,000,000 Maximum
Minimum deposit:
15%

Interest Rate

 
Home movers & Remortgages
Interest rate:
4.54% variable (BoE Base Rate + 4.04%), collared at 4.54%, until 30/09/12, then 4.99% variable (our Standard Variable Rate) for the remaining term of your mortgage
The overall cost for comparison:
5.1% APR

Fees

 
Home movers & Remortgages
Valuation Fee:
A fee (dependent upon house value) is applicable and is non refundable. See Our charges & fees for more details.
Product fee:
None

Early Repayment Charges

  • 3% to 30/09/12

If the product is repaid in full or in part, or transferred (in full or in part), an early repayment charge is payable as described above. However, overpayments (monthly or lump sum) up to a total of 10% of the outstanding loan per year are allowed without charge. Any amount repaid over the 10% limit will incur a charge of the percentage specified on the excess amount.

 

How to apply
Your home may be repossessed if you do not keep up repayments on your mortgage.

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Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority and are entered in the FSA register and our FSA registration number is 106085.

Get in touch with us:

  • Call us on 0845 1 200 898
    Lines are open from 9am – 5pm, Monday to Friday.
  • Find a branch:
    http://www.barnsley-bs.co.uk/about/branches.html
  • Manage your accounts online:
    http://www.barnsley-bs.co.uk/security/online_help.html

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and its FSA registration number is 106085.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

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