Protected Capital Accounts

You can save as little as £3,000 in our Protected Capital Accounts, using either Cash ISA’s savings or direct deposits, or a mixture of the two.

You can print an application for either or both of our 6-year term Plans, Fixed Growth 6 and Tracked Growth 38. If you hold the Plan for the full investment term your capital is protected. Early exit fees apply**

Fixed Growth 6

If the FTSE® 100 Index falls below 60% of its starting level at anytime during the 6 year term, you’ll get 6.15% gross payable on maturity, equivalent to 1.00% AER. However as long as the FTSE® 100 Index doesn’t fall below 60% of its starting level at anytime during the 6 year term, you’ll achieve 34% gross payable on maturity, equivalent to 5.00% gross/AER.

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Tracked Growth 38

Do you want to benefit from the potential growth in the
FTSE® 100 Index?  With our Tracked Growth option you can.  At maturity you will earn at least the minimum growth of 16% (equivalent to 2.50% gross/AER) with potential for more if the stock market performs well.

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Other Tracked Growth Plans

We also offer 4 and 5 year Tracked Growth Protected Capital Accounts. You can get more information about these by visiting your local branch or calling our friendly call centre staff.

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The Protected Capital Account is distributed by Yorkshire Building Society who is also the Deposit Taker. Credit Suisse International is the Account Manager.

** Except in the event of death where no early exit fees will apply.

Your money is protected in the same way as any other bank or building society account you may have. Yorkshire Building Society is therefore obliged to repay your original investment in full at maturity. Should Yorkshire Building Society default there is no protection or guarantee provided by any other third party.

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Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority and are entered in the FSA register and our FSA registration number is 106085.

Get in touch with us:

  • Call us on 0845 1 200 898
    Lines are open from 8am – 8pm, Monday to Friday and 9am - 1pm, Saturday.
  • Find a branch:
    http://www.barnsley-bs.co.uk/about/branches.html
  • Manage your accounts online:
    http://www.barnsley-bs.co.uk/security/online_help.html

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society. Principal office: Yorkshire House, Yorkshire Drive, Bradford BD5 8LJ.
Yorkshire Building Society is a member of the Building Societies Association and is authorised and regulated by the Financial Services Authority. It is entered in the FSA register and its FSA registration number is 106085.

This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.

* Charges to 0845 numbers may vary. Prices can be checked with your phone provider. Mobiles calls usually cost more.