Exciting changes to our online services have been made:
From the following login page onwards, you'll notice that the website looks different. We’re confident you’ll have no problem managing your accounts online but if you want to know more before you try it, just visit our website.
Only pay for the cover you need
When it comes to buildings and contents insurance, one size doesn't always fit all. That's why we've developed our new Home Insurance cover – ‘You Choose'.
You only pay for the home insurance cover you need.
You Choose Home Insurance is a new concept in home insurance.
With You Choose Home Insurance you are more in control of how much cover you take and, consequently, how much you pay for it.
For too long home insurance has been sold as a ‘standard package', not designed to take into account people's differing needs and lifestyles. For example, many home insurance policies include cover for gardens – which is all well and good if you live in a house with a garden. But what if you live in an apartment? Why should you pay for cover for something you don't even have?
That's where You Choose Home Insurance comes in.
1. Core Cover
With You Choose Home Insurance, the first step is to decide on the type of Core Cover you need.
There's a choice of three cover options:
2. Extra Cover Options
Once you've decided on the Core Cover, add your choice of Extra Cover Options. There are a number of these, depending on your needs. You may find that not all of the Extra Cover Options will suit your circumstances. You can design your policy around you and your family's lifestyle.
The Extra Cover options are:
Note: Exclusions and limitations will apply to all Extra Cover Options you take. Get full details about what's covered and what's not, including any limits that apply, by visiting your local branch.
You've got 3 options open to you:
Note: Core Contents cover does not cover items that are included in the Extra Cover Options for example, jewellery or televisions.
This Core option combines all elements of Core Buildings Only and Core Contents Only.
There's more cover than you might expect
Depending on the Core Cover Option you choose, these benefits are included at no extra cost:
Please note: there are limitations and exclusions with all home insurance policies. Get full details about what's covered and what's not, including any limits that apply, by visiting your local branch.
The Extra Cover Options are:
Technology and entertainment items in your home such as televisions, DVD players, satellite and digital receivers, music players, laptops, desktop computers, mobile phones, CDs, DVDs, game consoles and much more.
Items such as jewellery, watches, medals, money, credit cards, sports equipment, pedal cycles, camping equipment and wheelchairs/electric scooters for the infirm or disabled.
The standard level of cover offered by this option is £500 and this can be increased up to £25,000 to reflect your needs.
Items such as trees, shrubs, plants, hedges, lawns, gardening equipment and garden furniture.
Accidental damage to either your building, or its contents, or both.
Ideal for families with young children, DIY enthusiasts or anyone looking for extra peace of mind.
The cost of emergencies such as failure of the electricity supply, repairs to the plumbing or drainage system or the removal of vermin. It also helps with the cost of accommodation if you're unable to live in your home.
The costs of taking or defending legal action for
Up to £500,000 of cover as standard.
The maximum cover available across Personal Items, Technology & Entertainment and Garden options is £30,000.
Note: exclusions and limitations will apply to all Extra Cover Options you take. Get full details about what's covered and what's not, including any limits that apply, by visiting your local branch.
Anyone with a home, whether owned or rented, can apply for You Choose Home Insurance. And remember, you don't have to have a mortgage with us to benefit from this cover.
See if you could benefit from lower premiums by switching your home insurance to us today.
How to Get a Quote and Apply
Getting a no-obligation quote and applying is easy:
Simply call 0845 0727 148.
The call centre you deal with is based right here in the UK and the staff are highly experienced in dealing with all types of queries and claims.
A personal claims handler will be appointed to work on your claim and to provide you with a single point of contact throughout the claims process. They will be able to answer your questions and give you the information you need to ensure that making a claim is straightforward, quick and hassle free.
As an intermediary, we act on your behalf in arranging your insurance. Yorkshire Building Society home insurance is underwritten by Royal & Sun Alliance Insurance plc, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
Barnsley Building Society and the Barnsley are trading names of Yorkshire Building Society. Principal Office: Yorkshire House, Yorkshire Drive, Bradford, BD5 8LJ.
Yorkshire Building Society is a member of the Building Societies Association and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. We are entered in the Financial Services Register under registration number 106085.
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This site is intended for UK Residents unless otherwise stated. All communications with us may be monitored/recorded to improve the quality of our service and for your protection and security.